What time does Navy Federal open?

The sampled branches open at 9:00 AM. We did not find an earlier opening for any branch.

Is Navy Federal open on Saturday?

The three branches we checked were, from 9:00 AM until 1:00 PM or 2:00 PM. Smaller or restricted-access branches may differ.

Is Navy Federal open on Sunday?

No. All sampled branch listings showed Sunday closed.

What are Navy Federal customer service hours?

Member and Account Services at 1-888-842-6328 is listed as 24-hour service. Other departments such as mortgage and investments keep set hours listed on the phone numbers page.

Is Navy Federal closed on holidays?

Sample branches showed Columbus Day as closed. We could not find a full published holiday list, so confirm Thanksgiving and Christmas with your branch.

Do I need military access to visit a Navy Federal branch?

Some branches on installations are marked restricted access in the locator. Check the lock icon before you go.

How many Navy Federal branches are there?

The locator says more than 360, and the fact sheet counts 382 worldwide, including 27 international and 178 on or near installations.

Location-Specific HoursBanking & Financial Services~360 US locations

Navy Federal Hours: Open & Close Times, Holiday & Saturday Hours by Location

Q: What time does Navy Federal close?

5:00 PM on weekdays at the Pensacola, Norfolk and Reston branches we read. Saturday closing was 1:00 PM or 2:00 PM.

Q: Is Navy Federal open today?

Check whether today is a federal holiday, then read your branch's row in the locator. Sample branches showed Columbus Day, October 12, 2026, as closed.

In the Navy Federal branch listings we checked, the lobby opens at 9:00 AM and closes at 5:00 PM on weekdays, with Saturday service until 1:00 or 2:00 PM and Sunday closed. Navy Federal is a credit union with its own branches on and near military installations, so hours are set branch by branch and some locations restrict who can walk in. Member and Account Services by phone, at 1-888-842-6328, is the part that runs around the clock.

About 360 US locations

www.navyfederal.org

Checked 2026 Operating Schedule & Holiday Hours

Why Navy Federal Hours Vary by Branch

Navy Federal Credit Union does not keep one national schedule. Each branch sets its own lobby and drive-up hours, and Saturday hours in particular differ from branch to branch.

Check your specific city or branch below•Verify on official Navy Federal Credit Union locator →

Source:

Based on Navy Federal Credit Union branch directory and federal holiday operating calendar.

Official Directory Checked Oct 13, 2026

Typical Navy Federal Hours at a Glance

Checked Oct 13, 2026

Operating Factor	Typical Policy & Schedule Tendency
Typical Weekday Window	Typically 09:00 – 17:00 (Varies by location)
Typical Weekend Schedule	Saturdays: 09:00 – 13:00 • Sundays: Closed
Service Counter / Channel	Lobby hours and service counters differ between branch formats
Holiday Observance	Most locations closed on New Year's Day and Easter Sunday
Where to Confirm	Direct Search on Navy Federal Credit Union Official Locator

Navy Federal Credit Union Hours at the Branch

Navy Federal does not print one national lobby schedule. Each branch carries its own hours in the Branches & ATMs locator, and the listings we read on October 13, 2026 were consistent with each other but not identical.

Sample Navy Federal branch listings (Google Maps, read Oct 13, 2026)
Branch	Tue–Fri	Saturday	Sunday
440 N Navy Blvd, Pensacola, FL	9:00 AM – 5:00 PM	9:00 AM – 1:00 PM	Closed
6370 N Newtown Rd, Norfolk, VA	9:00 AM – 5:00 PM	9:00 AM – 1:00 PM	Closed
1821 Fountain Dr, Reston, VA	9:00 AM – 5:00 PM	9:00 AM – 2:00 PM	Closed

We pulled these on a Monday that was also Columbus Day, which the Norfolk and Reston listings flagged as a holiday closure, so the regular Monday row was not visible. Treat Monday as following the other weekdays unless your branch says otherwise. Navy Federal's own locator page gives the branch count as more than 360 and does not show hours until you pick a location.

Listings differ by sourceSome third-party directories show weekday lobbies running until 7:30 PM at the same Norfolk branches. We could not match that to Navy Federal's own pages, so we are not relying on it. Confirm closing time on the locator or by phone.

Pensacola is a useful reference point because it sits close to the credit union's large operations campus, yet its public branch window still ends at 5:00 PM on weekdays. Norfolk has several branches in the same metro area, and the one on Newtown Road follows the same 9-to-5 pattern as the Florida branch.

What Time Does Navy Federal Close?

In the branches we sampled, weekday closing time was 5:00 PM, and Saturday closing time was early afternoon.

Lobby windows at sample branches

Nothing in the listings we read supports a later Friday close or an earlier opening for base branches, so plan around 9:00 AM and 5:00 PM. A teller errand that is easy to finish by phone, such as a card problem, does not need the lobby at all.

Arrive early on SaturdayWith a 1:00 PM close at two of the three branches we read, a Saturday visit that starts after noon leaves very little room, particularly if you need a notary, a cashier's check or help with a loan document.

Is Navy Federal Open Today?

Three quick checks answer it for most days.

Is today a federal holiday? Sample branches showed the Columbus Day Monday (October 12, 2026) as closed.
Is it Sunday? Every sampled lobby listed Sunday as closed.
On any other day, search your city in the locator at navyfederal.org/branches-atms.html and open the branch for its current row.

The live status bar at the top of this page assumes a standard weekday and is only a starting guess.

If the locator shows your branch closed for a reason you did not expect, call 1-888-842-6328. Navy Federal lists that number as 24-hour Member and Account Services, so a person or the automated system can confirm branch status and walk you through what can be done without a visit.

Navy Federal Hours on Saturday and the Weekend

Saturday is available at the branches we sampled but ends early, and Sunday has no lobby service.

Pensacola and Norfolk: Saturday 9:00 AM to 1:00 PM.
Reston: Saturday 9:00 AM to 2:00 PM, an hour longer than the other two.
Sunday lobby: closed in all three listings.
On weekends, 24-hour phone service and the app handle account questions.

Not every branch opens SaturdayWe only read three listings. If your branch is small or inside a military installation, its Saturday row may be shorter or empty, so check before driving.

Navy Federal Customer Service Hours and Phone Numbers

Navy Federal's phone number page lists the main line with hours by department, all in Eastern Time.

Phone service hours (ET), from Navy Federal's phone numbers page
Service	Hours	Number
Member and account services	24 hours	1-888-842-6328
Mortgage applications	7 AM – midnight Mon–Sat, 9 AM – midnight Sun	1-888-842-6328
Certificates and IRAs	7:30 AM – 11 PM Mon–Sat, 10 AM – 6:30 PM Sun	1-888-842-6328
Investment services	8 AM – 8 PM Mon–Fri	1-877-221-8108
Business Solutions	8 AM – 7 PM Mon–Fri	1-877-418-1462
Bill pay	7 AM – 1 AM	1-833-852-0294

Deaf and hard-of-hearing members can use the relay service by dialing 711 first, which Navy Federal lists as available 24 hours. The page does not state any special holiday hours for these lines.

Navy Federal Branches on Military Bases: Access and Hours

Part of the network sits inside installation gates, and that changes who can walk in.

Navy Federal's fact sheet counts 382 branches worldwide, of which 27 are international and 178 are on or near military installations. The locator marks branches with restricted access using a lock icon, and the Navy branch page uses an asterisk for the same purpose.

Navy Federal says it has 56 branches serving on or near Navy bases.
A restricted-access mark may mean extra entry steps; we found no published entry rules, so ask the branch.
Open the locator, enter your address, and look for the lock icon before you drive to an installation.

Navy Federal ATMs and Who Can Use a Branch

ATMs are the one service that does not follow lobby hours.

Navy Federal lists more than 30,000 free ATMs, and says members pay no fee when they use their Navy Federal debit card at CO-OP Network ATMs.
Participating Walgreens locations in California are also named as fee-free.
Membership is based on a link to the Department of Defense, the Army, Marine Corps, Navy, Air Force, Space Force or Coast Guard, or being a veteran or family member.
The credit union reports about 15.3 million members.

Why this matters for hoursIf a lobby is closed, a CO-OP ATM can handle cash and basic transactions. The locator's legend separates Navy Federal ATMs, free CO-OP ATMs and restricted-access sites.

Navy Federal Holiday Hours 2026

We could not find a published holiday schedule on Navy Federal's own pages, so this section sticks to what we saw and what we can date.

Columbus Day, Monday October 12, 2026: Norfolk and Reston branch listings showed a holiday closure.
Thanksgiving falls on Thursday, November 26, 2026, and Christmas Day on Friday, December 25. Branches commonly close on federal holidays, but we could not confirm these two on Navy Federal's site.
Christmas Eve is Thursday, December 24, and New Year's Eve is Thursday, December 31. We found no confirmed early closing for either.
Phone Member and Account Services is described as 24 hours, and the phone page lists no holiday exceptions.

Thanksgiving store hoursOpen and closed on November 26 Christmas Day hoursWho is open on December 25 Christmas Eve hoursEarly closings by chain New Year's Day hoursJanuary 1 schedules

Navy Federal Near Me: Using the Branch Locator

The locator at navyfederal.org/branches-atms.html lists more than 360 branches worldwide and shows nearby ATMs on the same map.

Enter an address, ZIP code or city. A search for Vienna, Virginia returned 50 locations within a 25-mile radius.
Pins are color-coded for branches, Navy Federal ATMs, free CO-OP ATMs and restricted-access sites.
Click a branch for its location note, for example the Reston branch is in the Reston Spectrum Center.
Compare with a second branch, because Saturday windows varied from 1:00 to 2:00 PM in our sample.

Chase Bank hoursBranch hours Wells Fargo hoursBranch hours Bank of America hoursBranch hours Capital One hoursBranch hours

When two branches are close together, pick by Saturday close and by access. Branches marked restricted access in the locator may involve installation entry, so settle that before you set out.

Confirmed Navy Federal Locations by City

1 Metropolitan Hubs

Looking for a specific store? Select a city below for street addresses, local phone lines, and branch-specific hours:

Vienna, VA

820 Follin Ln, 22180

(888) 842-6328

View local hours

Frequently Asked Questions About Navy Federal Hours

Answers to the most common customer questions regarding operating schedules, holiday policies, and weekend hours.

In the branch listings we checked, lobbies open at 9:00 AM and close at 5:00 PM on weekdays, with Saturday until 1:00 or 2:00 PM. Hours are set per branch, so confirm yours in the locator.

PNC Bank~2,450 stores TD Bank~1,160 stores Chase Bank~4,850 stores Bank of America~3,800 stores Wells Fargo~4,350 stores Citibank~660 stores

Disclaimer: HoursChecker.com is an independent reference directory and is not affiliated with, endorsed by, authorized by, or sponsored by Navy Federal Credit Union or its parent corporate entities. All trademarks, service marks, brand names, and logos are the property of their respective owners and are used strictly for reference and identification purposes under fair use.